I have two children, a car and house to pay for, and numerous other expenses that I need to cover for each month.
And I have just voluntarily walked away from a secure, good salary in one of the most affluent industries in the world.
for all intents and purposes I have just taken the most irrational and reckless decision of my life. Not only that, but the startup I have founded aims to disrupt one of the most entrenched industries on the planet. Simply put, every odd is stacked against me.
How then can I possibly have convinced myself that I have made the easiest and best decision that I have ever had to make in my life? Not just for me but my family as well. How delusional must I be to believe I can succeed in the face of such overwhelming odds while gambling my familes future on being able to succeed where a large number of people have tried to before me.
I might not be as crazy as all that initially suggests. I have been exploring a huge volume of ideas before developing the one which I am pursuing. I have tested them all on a number of industry proffesional, business leaders and experts in order to mitigate the risk that I am taking. With their feedback I have moulded the idea in a way that provides the higher certainty of success.
Now, granted, degree of certainty is all relative. 9 out of 10 startup businesses fail, so why am I so egotistical to assume I can beat such large odds.
It’s not just me who believes
I have received investment from one of the most successful Entrepreneurs in the UK. They are the founder/CEO of a business which has already disrupted and replaced an industry that was as entrenched as the banking industry.
They are the reason my family believes in me. In short they have provided credibility to such a crazy pursuit.
The reality is thought that investment neither increases the liklihood of success nor reduced the size of risk I am taking.
Simply put, I have jamp out of a plane and backed myself to construct a parachute before I hit the ground. I may have consulted the experts and found out how to do it before I jamp, but I still have to implement the plan and achieve the vision.
How that transpires is all up in the air. All I know is that the incentives I have in place to encourage my success are huge. I have a family to take care of, a life to pay for and people who depend on me for sustenance and a roof over their heads.
I am all in, more than I have ever been in anything in my life, yet I am calm. I believe in the vision for the company and I am certain that I posses the tools required to make it a success. That may be delusions of grandeur facilitating wishful thiniking distorting the scale of challenge about to come, but I have been preparing my whole life for this.
The only way I suceed is if everyone on the platform becomes wealthier. That you. My incentive to win big is for my family and to provide them the life they deserve. You have the opportunity to gamble and profit from my ability to achieve that.
I promise you one thing, nobody in the world is more determined to succeed that me, and you can depend on my relentless determination due to the those depending on me to make it work. It has to, I have no option, my family depend on it.
Interested in what I’m building?
I want to own part of the future’s more innovative companies — so I built Nexves. I believe access to the most exciting asset class in history should be universal and not just accessible to the 1%
It’s like a Bank but instead of receiving interest you get fractional ownership in startup companies — it’s as simple as that.
Instead of receiving derisory interest in your account each month, you get tokens equivalent to the total % of capital you have on the platform.
You are incentivised to save and grow your wealth at the same time.
Nexves will eventually manages your life expenditure making sure you don’t spend a penny more than necessary or waste a second on your time when you could be doing the things that matter.
How this will work
Ownership of the investment fund
Instead of receiving interest on the money in your account, you receive tokens which entitle you to fractional ownership of the investment fund. At the end of each month you receive the % of the tokens created equivalent to what % of the total money on the platform you have. The benefit to this is that the average person receive around £80 interest a year on their standard current account. On Nexves, if the investment fund is even moderately succesful, the first 10k users will receive on average £8,000.
While banks possess more financial data on us than any other institution, what do thy do that benefits you? Where they could tell you how much you pay for the same service in comparison to other users, they don’t and you continue to pay more than you need to. We will analyse all your monthly recurring expenses and tell you how much more you are paying than the person who pays the lowest amount on the platform. Eventually we will negotiate these costs down on your behalf, and renew your services and insurances at the lowest price possible without you having to do anything.
Earn by acting in mutual self interest
Imagine the power of 10,000 people asking their supermarket to stock a product, or 100,000 people sharing a message on their social media. That is the power and influence we are seeking to harvest. By acting in a way that benefits your investment and grows the return you will receive, you also get paid in tokens entitling you to higher returns when the investments are succesful.
Those are the 3 initial spokes that will extend from the hub of your Nexves account. From there we imagine it becomes a key piece of infrastructure enabling a more decentralised internet.